|本期目录/Table of Contents|

台湾金融消费纠纷诉前争议处理机制研究(PDF)

《内蒙古大学学报(社会科学版)》[ISSN:1000-9035/CN:22-1262/O4]

期数:
2015年03期
页码:
56-62
栏目:
政治与公共管理研究
出版日期:
2015-06-20

文章信息/Info

Title:
A Study of the Financial Consumption Alternative Dispute Resolution in Taiwan
作者:
沈亚平 周伯钟
南开大学周恩来政府管理学院, 天津 300071
Author(s):
SHEN Ya-ping ZHOU Bo-zhong
Zhou Enlai School of Government, Nankai University, Tianjin 300071, China
关键词:
消费争议金融消费纠纷金融消费争议处理机制
Keywords:
Consumption disputesthe financial consumption disputesthe financial consumption dispute processing mechanism
分类号:
D675.8
DOI:
-
文献标识码:
-
摘要:
随着金融消费形态的改变,复杂的金融商品不断推陈出新。金融消费者可能因专业知识不足或信息不对称而忽略了投资风险。台湾藉由提供金融消费者于发生金融纠纷时,通过金融消费评议中心简便、迅速、专业的争议处理机制,为金融服务业及金融消费者解决争议提供保障。这一便捷机制虽已取得成效,但同时又存在隐忧。因此,应当保证金融消费评议中心的独立性及公信力,落实金融消费者的事前保护。
Abstract:
As the financial consumption pattern change, complex financial products bring forth the fresh and get rid of the stale. The financial consumers may be ignoring the investment risk due to the lack of professional knowledge or unequal information. When financial dispute occurs, Taiwan government gets through the Financial Ombudsman Institution, with convenient, fast, and professional alternative dispute resolution (ADR), to provide financial institutions and financial consumers the legal assurance. This convenient mechanism not only gets the policy performance but also has some existing concerns. Therefore, Taiwan government needs to guarantee the independence and credibility of the Financial Ombudsman Institution in order to carry out the financial consumer protection in advance.

参考文献/References

[1] 刘江彬,吴雅贞.智慧财产权争议调解——两岸智慧财产争议调解实务[J].月旦法学杂志,2008,(159).
[2] 黄明阳.行政调解机制之比较——以消费争议调解为中心[M].台北:秀威信息科技股份有限公司,2008.
[3] 张琼月.投资型保险争议事件处理之研究[D].逢甲大学硕士学位论文,2003.

备注/Memo

备注/Memo:
收稿日期:2014-12-10;改回日期:。
作者简介:沈亚平,男,河北保定市人,南开大学周恩来政府管理学院,教授;周伯钟,男,台湾台北市人,南开大学周恩来政府管理学院,博士研究生。
更新日期/Last Update: 1900-01-01